Terms & Conditions

 

AP Specialty Professional Liability Wholesale Facility (sometimes referred to herein as “we” or “our”) offers APSpecialty.com (the “Website”), including all information, software, images, products and services available through or offered in conjunction with this Website, to you, the user and/or viewer, conditioned upon your acceptance of all of the terms, conditions, policies and notices published here and elsewhere on the Website (the “Terms and Conditions”). We reserve the right to make changes to the Terms and Conditions from time to time by posting the modified Terms and Conditions to the Website, and your continued use of the Website constitutes your acceptance and continued agreement to the Terms and Conditions, as published at the time of such use.

It is very important that you read the following provisions carefully. In accordance with the foregoing, your use of the Website is subject to the following:

You may not modify, republish, post or transmit anything you obtain from this Website, including anything you download from the site, unless you first obtain our consent. You agree not to engage in systematic retrieval of data or other content from the Website, and we request that you not create any kind of hyperlink from any other site to ours unless you first obtain our permission.

No Representations or Warranties
Your use of any information or materials on this website is entirely at your own risk. This website is provided to you “as is,” without representation or warranty of any nature or kind whether express or implied. Without limiting the generality of the foregoing, neither we nor our employees, agents, third-party information providers, merchants, licensors or the like warrant that the Website is suitable for any particular purpose or that its operation will be accurate, timely, reliable, complete uninterrupted or error-free. Furthermore, no agent or representative has the authority to create any warranty regarding the Website on our behalf. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. We reserve the right to change or discontinue at any time any aspect or feature of the Website.

Exclusion of Liability
WE WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF THE WEBSITE. SUCH DAMAGES OR INJURIES (BUT ARE NOT LIMITED TO) THOSE CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE WEBSITE; (2) USE OF (OR INABILITY TO USE) ANY WEBSTIRE TO WHICH YOU HYPERLINK FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH.

HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS THE WEBSITE.

Copyrights and Trademarks
This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these Terms and Conditions. All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

From time to time this Website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). Except for material in the public domain under United States copyright law, all material contained on the Website (including all software, HTML code, Java applets, Active X controls and other code) is protected by United States and foreign copyright laws. Except as otherwise expressly provided in these Terms and Conditions, you may not copy, distribute, transmit, display, perform, reproduce, publish, license, modify, rewrite, create derivative works from, transfer, or sell any material contained on the Website without the prior consent of the copyright owner.

None of the material contained on this Website may be reverse-engineered, disassembled, decompiled, transcribed, stored in a retrieval system, translated into any language or computer language, retransmitted in any form or by any means (electronic, mechanical, photo reproduction, recordation or otherwise), resold or redistributed without our prior written consent. Violation of this provision may result in severe civil and criminal penalties.